Yesterday I talk about living cost and such, when we RETIRE. I went to two real estate site and our property value paper, our place average value is $275,400. And our living cost at this time isn't all that much. between putting $250 away each month to cover those quarterly bi yearly, and yearly bills. Our basically monthly to keep lights going , water flowing, and such things it cost us $300 a month. I know I didn't add food cost, and running a vehicle. I went to a HUD classes with client and they think your basic housing cost should be 40% of your income, and that includes all utilities. So by there standards and if my math is correct we shouldn't be paying more $640 a month for housing, this is rate would be once we're both retire. Two things I need to mention, we have other money save backed that we can be used. It not a lot, but it something. We don't live high on the hog.
Weigh in day and last two weeks, I went down 2 pounds. I start back doing fitday and I will work on being more consistent. But with my work schedule haven't done much of my exercise, or walking. It 98 (36)
I been to two OVEREATERS ANONYMOUS meeting. Since I new we reading though the OA 12 steps/12 tradition. Usual they read though the BIG BOOK. I didn't expect special treatment. But I'm thankful they willing to take extra steps.
Now on to alphabet count down. I had a trouble coming up something that start with letter "J" well it was last 24 hours since I came up with my letter j, "JOY" so I will do list of 5 items brings me joy
- My family bring me joy
- My friend bring me joy
- My spiritual path bring me joy
- Nature bring me joy
- Being creative bring me joy.
Coffee is on and stay safe
...we have always lived for less.
ReplyDelete$15 for a haircut? Over here I would pay $65! This is the main reason why I don't go, I keep my hair long now.
ReplyDeleteGood you lost 2 pounds.
Great on the haircut!
ReplyDeleteIt's a new life when you retire !
ReplyDeleteWe are careful with our money too. We save everywhere we can. You’ll do fine in retirement.
ReplyDeleteSounds like a good plan for retirement, it's worth it.
ReplyDeleteI like those joy statements. Do you mind if I steal that idea? I think I might ask the kiddos to list five things that bring them joy.
ReplyDeleteI love to eat...only I can't hold much. Somedays I hardly eat and others it is like I am looking for something I can't find. Retirement, I work harder now then I did when i worked.
ReplyDeleteIs $640 housing available in your area that you would like and be comfortable living in? It seems I recall you live in the Northwest region and I fear that region’s rates are pretty hefty.
ReplyDeletePipeTobacco
I won't say what I pay for my hair but I am impressed with you finding someone you lie for an amazing price.
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