Heath Insurance Needs Reforming

We have best medical system if one can afford it.
Private health insurance would be 30% of our monthly income but with $2000 deducible and with a 20% co-pay. To have insurance with out a co-pay it would cost us well over 50% of our income. None of our other insurance even comes close. Our house is just around 3% of our income and auto insurance is just right around 8%.
Currently private health insurance can possibly deny one treatment. The people who involved with health care insurance aren't doctors.
We have 3 goverment programs that helps people with their medical veterns, medicare, and medicaid. I have some knowledge due to working in the home care system.
To quilify for medicaid on S.S.I one can't make over $100 a month and their personal weath can't be over $2000 which every thing includes their Auto.
Something needs to be done with our health insuranc companies as it's plain to see their complete out of wack.

This is the letter I just send to the editor of our local paper.